Payday Relay is in beta.
You didn't quit your 9-to-5 to work 24/7.
Payday Relay gives 1099 professionals a weekly target, a daily focus number, and a finish line for work that never tells you when to stop.

THE INDEPENDENT WORK TRAP
For many 1099 professionals, the problem is not always finding work. The clients are there. The platform is open. The projects, rides, deliveries, sessions, invoices, or tasks are waiting.
But no one tells you when to start, when to stop, or what "enough for today" looks like.
Payday Relay gives your work a finish line.
"Most people don't leave corporate, traditional, or fixed-schedule work because they want to work 24/7. They leave because they want more agency, more control, more flexibility, and more room to build a life that actually fits. Payday Relay is built for people already in motion: people who understand that structure is not a luxury. It's what makes independent work sustainable."
— Dove Shepard, Founder of Payday Relay
THE 3-STEP SYSTEM
The Relay Calculator gives you your Income Map: one clear relay target for the year. It shows how much you need to earn each week, or relay, to support your tax set-aside, savings goal, debt payoff, and PTO plan.
Stop here for clarity, or keep going to build the full system.


Your personalized two-page income map

Turn your Income Map into a 52-week Payday Relay Google Sheet. The sheet becomes the engine for your targets, PTO bank, bonus bank, allocations, and quarterly resets.
Run it manually from the sheet, or keep going to use the daily app.
Start My RelayLog wins, check today's number, track PTO, watch your bonus bank, and stay close to your relay — all from your phone. Your Income Map results are plugged straight into your sheet, and the Caddy App syncs to that same sheet through your own Google Drive.
You never have to open the sheet — but it's always right there in your Drive if you ever want to peek. Your income record stays yours, whether you run your relay from your phone or from the tab.
The full system: map, sheet, app, rhythm.
Start My Relay
Start with the map.
Build your personal Payday Relay with the sheet.
Run the week in front of you with the app.

"For someone with ADHD, far-off financial planning can feel too abstract to hold. Payday Relay starts where you are. It helps you build from this year, this week, and today."
— Dove
Built from lived experience with ADHD, self-directed work, and unstructured income, Payday Relay is designed to reduce ambiguity and make the next step visible.
Read Dove's storyREAL PROOF, NO FAKE STATS
"Thank you for an amazing, simple resource to help self-employed people calculate the estimated payments required each quarter. This is a big challenge to do without a framework. I also love the way this tool helps set stretch goals and track progress towards them. What we measure is a key to getting the results we want."

Derek Tennant
Enrolled Agent, esoterax.com
Three months into running the system, Dove took a fully work-free vacation — without anxiety about taxes, rent, or missing targets.

Fully Funded Time Off
Zero guilt. Zero unpaid stress.

Start with your Income Map, then turn it into a 52-week system for knowing what today needs from you.