You didn't quit the 9-to-5 to work 24/7

See how far you can go when your income has a finish line

Turn unstructured income into a weekly target, set clearer goals for your money, and know when to call it a day.

The Payday Relay app showing this week's income target

The Independent Work Trap

The problem

When no one else defines the workday, it's hard to know when you're done.

Income comes in pieces, and the workday has no built-in edges. It's hard to know whether you've earned enough or whether you can step away without falling behind.

The fix

Structure around money, time, rest, and agency.

Payday Relay turns your bigger money goals into one clear weekly target. See your progress as you earn, make room for taxes and time off, and know when you've done enough for the week and the day.

Payday Relay at Work

Included with Your Subscription

Everything You Need To Run Your Race

Your target, your app, and your Google Sheet work together as one system. You'll lean on each one, even if you live in just one.

Your relay targets, weekly target and 12-month path

Your Target

The one weekly number that funds your whole year.

The Payday Relay app, what's left this week on your phone

Your App

Log income from your phone and watch the week go from red to green.

Ask Caddy for a read on your week and a sensible next step.

Your Payday Relay Google Sheet, weekly relays, deductions, and allocations

Your Sheet

Your own Google Sheet that syncs automatically and is yours to keep.

Proud PartnerZccounting

Now teaming up with Zccounting to connect you with expert bookkeeping and accounting support when your business needs it.

Vetted by tax and finance pros who support 1099 earners.

Thank you for an amazing, simple resource to help self-employed people calculate the estimated payments required each quarter. This is a big challenge to do without a framework. I also love the way this tool helps set stretch goals and track progress towards them. What we measure is a key to getting the results we want.

Derek Tennant

Enrolled Agent, esoterax.com

Derek Tennant

Free 4-Relay Sprint

Try Four Relays Free

Four weeks to find your weekly target, see what it needs to cover, and track your progress as you earn.

  • A weekly target based on your real numbers
  • Income logging and progress in the app
  • A four-relay Google Sheet in your Drive
Start Your Free Sprint

$0 today — your 28-day Sprint is free. You add a card to start; it stays on file and your Season Pass begins automatically at day 28 ($19/mo, or annual) unless you cancel first.

Start with full access today

$19/ month

Same full system either way. Cancel any time.

Get Payday Relay

Secure checkout with Stripe.

Want to help shape Payday Relay? Join the Four-Relay Beta Challenge →

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